Many readers commented on a recent post about Chase not allowing them the ability to go through a reconsideration process on a denied credit card application.
We know that they’ve been tightening business credit card approvals, but I found it surprising that they wouldn’t even allow a reconsideration process for some card applications.
There are probably certain denial reasons that the reps are trained to not even allow a reconsideration process given that they know it won’t be overturned. Honestly, I’m not sure that this change bothers me – if they internally made the absolute decision that certain denial reasons won’t be overturned, I’m happy to save my time and effort as well on the call.