Update 3/2/25: Extended to 3/31/25
Offer at a glance
- Maximum bonus amount: $100 checking & $100 savings
- Availability: Must be a member of a Christian Ministry
- Direct deposit required: No
- Additional requirements: eStatements & $100 minimum opening deposit
- Hard/soft pull: Soft pull (one DP of hard but that looks incorrect)
- ChexSystems: Yes, might be inquiry sensitive
- Credit card funding: Can fund up to $500 for checking account and $500 for CD with a credit card
- Monthly fees: None
- Early account termination fee: Bonus forfeit if closed within six months
- Household limit: None
- Expiration date: 2/28/2025
The Offer
- Christian Community Credit Union is offering a $100 savings & $100 checking bonus. Use promo code BEE
- Open a Harvest High-Yield Checking & get a $100 bonus* when you register for digital banking and enroll in eStatements
- Open a Harvest High-Yield Savings & get a $100 bonus when you carry a balance of $5,000 or more
The Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
- Harvest checking has no monthly fees to worry about
- Harvest savings has a $5.00 monthly service fee if the balance falls below $100.00
Early Account Termination Fee
You will forfeit the bonus if you close account within 6 months of account opening though.
Eligibility
Some of you will probably be wondering how strict that ‘must be a member of a christian ministry’ requirement is. According to comments in a previous deal post, it’s very strict. They want to call your church or send a copy of tithe statement or have something from the church on an official letter head.
Our Verdict
There was a $200 checking bonus in the past, but that did require a direct deposit. This bonus is worth doing if eligible. Try to keep the jokes/discourse around eligibility to a minimum so people can actually discuss the bonus.
Hat tip to Ben
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times