Update 4/19/25: Deal is back, this time $150 + $150 charity donation. Previously it was $250.
Extended to 4/30/2024
Extended through March 31, 2024
Extended through February 29, 2024
Offer at a glance
- Maximum bonus amount: $250
- Availability: Texas Residents: Join the Texas Consumer Council (TXCC) at no cost to become a UHCU member
- Direct deposit required: Yes, two direct deposits of $500+
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding:
Up to $5,000None - Monthly fees: None
- Early account termination fee: $10, 90 days
- Household limit: None
- Expiration date: January 31, 2024
The Offer
- United Heritage Credit Union is offering a $250 checking bonus when you open a new checking account and complete the following requirements within the first 90 days:
- make 20 debit card purchases (excluding ATMs)
- set up two direct deposits of $500+
- opt in to e-Statements
The Fine Print
- $250 bonus may be taxable interest. Bonus is paid 30 days after the 90-day promotional period.
- Must use debit card 20 times over 90-day promotional period, ATM transactions excluded. Must opt-in to e-Statements and set up direct deposit with a minimum of two $500 direct deposits conducted during 90-day promotional period.
- Offer valid for online account openings only.
- Business accounts not eligible.
- Offer not valid for existing UHCU members.
- Membership required. Federally Insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Freedom checking has no monthly fees to worry about.
Early Account Termination Fee
$10 fee if closed within 90 days.
Our Verdict
We will add this to our list of the best bank account bonuses. Shame that credit card funding is no longer possible.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times